Accept every payment with Square.
Take contactless payments with Square.
Minimize contact in-person, with or without Square hardware.
Learn about our payment rates
With Square hardware
Dip EMV chip cards, tap NFC cards and mobile phones with Apple Pay and Google Pay, and scan Cash App Pay through your Point of Sale.
With the Square app
Take payments over the phone by keying in credit card information using your Square app without any hardware.
On your computer
Manually type in credit card information using your Square Dashboard on your computer without any other device.
Steps you can take for your business:
Set up curbside pickup and delivery
Create an online ordering page for curbside pickup and delivery without setting up an entire website.
Disable signatures and receipts
Provide a touch-free experience for customers coming into the store by disabling the signature screen and skipping the receipt screen.
Payments without headaches.
Pay the same rate for every swipe, dip, or tap for every major card. No long-term commitments, no hidden fees. Here’s what else you can do with Square:
- Start selling in under five minutes.
- Use our readers with iPhone, iPad, and Android phones and tablets.
- Never miss a sale when you don’t have a signal—swipe payments in Offline Mode.
- Get access to your funds from your Square sales as soon as the next business day, or right away with your Square Checking account.
- Print or send digital receipts to your customer’s inbox.
- Increase tips with a tip screen right in the checkout flow.
Tools built to help you start, run, and grow.
Never miss a sale with Offline Mode
You can keep accepting swiped card payments when your internet service is temporarily unavailable. Offline payments are processed automatically when your device regains connectivity.
Run smarter with analytics
Sign in to your free Square Dashboard at square.com and see your business at a glance. View your complete sales history, best-selling items, and scheduled transfers. Simple charts and reports give you customer insights and more.
Send receipts right to their inbox
Customers sign on the device and choose to receive a receipt via email or text message. Personalize your signature screen and receipts with a logo and cover photo.
Make tipping a breeze
Improve the tipping experience for your staff and customers alike. Customers tip on the device, choosing from preset percentages or dollar amounts.
Hardware that’s powerful, stylish, and ready for every business.
There’s a reason Square is trusted by millions of businesses.
(Actually, there are four reasons.)
Keep your business humming
Our software and hardware are built to work together perfectly, which means less downtime. You can track sales and inventory in real time and get fast access to your funds to keep your business going.
Save time and money
Square has no hidden fees and no long-term contracts—you just pay for what you use. We also manage chargeback disputes so you can focus on your business more and disputes less.
Protect your data and your customers’ card information
Security is built into our products from the ground up. We have best-in-class tools and teams dedicated 24/7 to preventing fraud, hacking, and data breaches. Square follows industry requirements that keep your customers’ data safe, so you can avoid expensive fines and fees.
Here to help
Our highly trained support team is available via phone or email. Or you can visit the Support Center 24/7 to find useful tips, articles, and video walkthroughs.
How do our payment services compare?
No matter how you choose to accept payments with Square, this is what’s included in your rate.
| Square | Typical Bank and Payment Processors | Fiserv (works with Clover Systems) | Vantiv (works with Revel Systems) | |
|---|---|---|---|---|
| Fair, transparent pricing | Yes |
No |
No |
No |
| Next-business-day transfers for no additional fee | Yes |
No |
No |
No |
| No contracts or early termination fees | Yes |
No |
No |
No |
| No setup or startup fees | Yes |
No |
No |
No |
| All-in-one setup | Yes |
No |
No |
No |
| End-to-end encrypted hardware | Yes |
No |
Yes |
Yes |
| No monthly payment processing fees | Yes |
No |
No |
No |
| No statement or reporting fees | Yes |
No |
Yes |
No |
| Integrated readers and POS software | Yes |
No |
Yes |
Yes |
| Integrated offline and online payments | Yes |
No |
No |
Yes |
| Full dispute management | Yes |
No |
No |
No |
| Active fraud prevention and notification in case of suspicious activity | Yes |
No |
No |
No |
| Coverage for data security (PCI) compliance | Yes |
No |
No |
No |
| No additional fees for American Express, corporate, or international cards | Yes |
No |
No |
No |
| No chargeback fees | Yes |
No |
No |
No |
| Real-time analytics built in | Yes |
No |
Yes |
Yes |
Learn more about the different ways of accepting card payments.
Choosing the best payment processing solution can be confusing. So we broke down the different options for merchant services (accepting credit cards), from banks to ISOs to payment service providers like Square. It’s a big decision that can cost (or save) you thousands of dollars, so we want you to be as informed as possible.
“I love that Square is mobile and makes my business look professional for my clients.”
STEPHANIE FRAUSTO, OSO SALON
Four things to know about our pricing.
Transparent, consistent pricing
No complicated bills, no different rates from month to month or card to card. What you see is what you pay.
No long-term commitments
There are no startup fees, monthly fees, or termination fees. You just pay for card processing when you make a sale. It’s as simple as that.
One rate for every card
No different rates for different credit cards. Visa, Mastercard, Discover, American Express, and rewards cards—all the same rate.
No weird fees, ever
No authorization fees, statement fees, PCI-compliance fees, business card fees, terminal fees—you get the idea.
Square can help with other parts of your business, too.
Capital
For eligible Square sellers, Square Capital offers access to small business loans to manage and grow your business.* Purchase inventory, buy equipment, or do whatever else your business needs.
Advanced Access
Square Advanced Access gives you the added security you need to manage your team with unlimited custom permissions.
Invoices
Save the stamps and send out invoices right through your computer or directly from your point of sale. Keep tabs on all your invoices in your Dashboard and send friendly reminders with a tap.
Point of Sale
Square Point of Sale software lets you track inventory, sales, and team members, create customer profiles, and adjust menu items from one centralized account.
Start taking payments today.
*Square Capital, LLC and Square Financial Services, Inc. are both wholly owned subsidiaries of Square, Inc. Square Capital, LLC d/b/a Square Capital of California, LLC in FL, GA, MT, and NY. All loans are issued by either Celtic Bank or Square Financial Services, Inc. Square Financial Services, Inc. and Celtic Bank are both Utah-Chartered Industrial Banks. Members FDIC, located in Salt Lake City, UT. The bank issuing your loan will be identified in your loan agreement. Loan eligibility is not guaranteed.